HDS Insurance

We work for you ~ not the company

We produce happy customer's:

As indepeNdent insurance agents we represent multiple companies,

and with over 30 years of local experience in the insurance industry, we know insurance.

We are happy to help:  775-267-9947

Why Buy From a Local, Independent Agent?

When you purchase your insurance through a local agent or broker, you'll be working with someone who is familiar with your state and city, as well as the full offerings of the companies we represent.  As Independent Agents, we do not work for just one insurance company.  We work with multiple insurance companies and therefore we work for YOU.

As local Agents, We Know the Local Risk Profile

While a company representative in another city might have access to our state's insurance laws, as local agents we know our community and your specific needs.

Because we work directly with people in our community, we know the most common claims and concerns, which gives us a distinctly local - and very helpful - point of view about the types of insurance recommended for you.

We Are There for You

You've seen the television ads for the big companies, with local insurance agents showing up at the scene of the accident to dispense comfort and advice. While that's not a very realistic view of an agent's role, it's far closer to reality when you buy insurance through a local agent.

As local agents, we are in a position to offer a level of service you won't get from a voice on the phone on the other side of the country.

Just a few of the lines of insurance we specialize in:

  • Auto Insurance
  • Homeowners Insurance
  • Business Insurance
  • Commercial Insurance
  • Surety Bonds
  • Health Insurance
  • Medicare
  • Life Insurance
  • General Liability
  • Workers Comp